Risk Leadership for Lending Companies

Risk Leadership for Modern Lending

Lending companies operate under extensive consumer protection regulations at both federal and state levels. You need risk leadership that understands lending-specific compliance and can balance regulatory requirements with business growth.

Our fractional risk leaders have built compliance programs at digital lenders, specialty finance companies, and embedded credit providers.

What Our Lending Risk Leaders Deliver

Consumer Compliance

• Navigate TILA, ECOA, FCRA, and FDCPA requirements
• Build fair lending compliance programs
• Implement state lending license requirements
• Manage regulatory examination preparation

Credit Risk Management

• Develop credit risk frameworks and governance
• Build model risk management programs
• Implement concentration and portfolio risk oversight
• Create credit policy and underwriting guidelines

BSA/AML Program

• Design lending-specific AML programs
• Build customer due diligence processes
• Implement transaction monitoring for lending
• Manage examination and audit readiness

Compliance Operations

• Build compliance monitoring and testing
• Implement vendor and third-party oversight
• Create complaint management programs
• Design compliance training and awareness

Ideal For

• Digital lenders building consumer compliance programs
• Specialty finance companies navigating complex regulations
• Embedded credit providers implementing lending compliance
• Equipment finance companies managing regulatory requirements
• Lenders under scrutiny requiring compliance remediation

The Strategic Factor Difference

Our lending risk leaders understand the complexity of consumer credit regulation. They’ve built programs that satisfy regulators while enabling lending growth, and navigated fair lending requirements across diverse product types.

When you work with a Strategic Factor risk leader, you get lending-specific compliance expertise, plus access to our network of compliance consultants and regulatory counsel.