Finance Leadership for Insurance Companies

Finance Leadership for Insurance Innovation

Insurance finance is unlike any other industry. Statutory accounting, reserve management, reinsurance optimization, and regulatory capital requirements demand specialized expertise that most CFOs simply don’t have.

Our finance leaders have led finance functions at insurance carriers, bringing deep knowledge of NAIC requirements, actuarial coordination, and the unique economics of insurance businesses.

What Our Insurance CFOs Deliver

Statutory Accounting & Reporting

• Manage statutory financial statement preparation
• Navigate NAIC requirements and state filing obligations
• Coordinate with domiciliary and non-domiciliary regulators
• Implement statutory accounting systems and controls

Reserve & Capital Management

• Work with actuaries on reserve adequacy and IBNR
• Optimize capital allocation and risk-based capital ratios
• Manage reinsurance programs and ceding commission economics
• Develop capital planning for growth and M&A

InsurTech Growth Finance

• Build financial models for embedded insurance products
• Develop unit economics for new distribution channels
• Create metrics frameworks for MGA/MGU operations
• Prepare investor materials for insurtech-focused capital

Strategic Finance & Transformation

• Evaluate build vs. buy vs. partner decisions
• Support carrier partnership negotiations
• Drive profitability analysis by product and distribution channel
• Lead finance transformation and system modernization

Ideal For

• InsurTech startups building finance infrastructure for scale
• MGAs and MGUs needing carrier-grade financial reporting
• Emerging carriers establishing statutory accounting functions
• Insurance-adjacent fintechs adding embedded coverage
• Traditional carriers undergoing digital transformation

The Strategic Factor Difference

Our insurance CFOs speak the language of statutory accounting, understand the relationship between GAAP and SAP, and know what regulators actually look for during examinations. They’ve worked alongside actuaries, managed reinsurance relationships, and understand the economics of insurance from policy issuance to claims payment.

When you work with a Strategic Factor finance leader, you get credibility with rating agencies and regulators, plus access to our network of insurance-specialized auditors and actuarial consultants.